Accidents can, and do, happen – resulting in many thousands of people
in the UK being injured every year as a result. If it can be proven that
the accident was a result of another person’s actions or their negligence
then the injured party may be entitled to compensation.
An accident can take place in any situation – in a supermarket, at
work, in the street and as long as there is someone who can be held responsible
for the accident (other than yourself) then it is generally possible to
pursue a claim for compensation. For example, an accident that occurs in
the workplace when the employees are following the health and safety guidelines
of the employer then the employer may be held responsible for the incident
and therefore liable for the injury and resultant costs.
The number of compensation claims being made has been on the increase over
recent years, thanks in a large part to the introduction of the ‘no
win no fee’ approach. With this approach, if your compensation claim
is unsuccessful you won’t have to pay any solicitors fees, so removing
the risk to the claimant of a failed accident claim.
The majority of claims will be made against another party’s insurance,
for example an employer’s public liability insurance or a motorists
car insurance following an accident. This in general makes the claims process
easier, as insurance companies are set up to pay out compensation for insured
events. Not all accidents involve people or organisations that are covered
by insurance policies, and many will deny responsibility for the accident
- in these situations the injured person will usually need to take legal
action to purse an accident claim through the small claims court, and a
solicitor will be needed to carry out this action.
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